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2026-05-09 09:10:03 -

Master Your Credit Utilisation Ratio for Better Financial Health

When it comes to maintaining a healthy credit profile, one factor plays a surprisingly powerful role: your credit utilisation ratio. Simply put, this ratio measures how much of your available credit you’re using at any given time. It is a key indicator that lenders use to evaluate how responsibly you manage borrowed money. For example, if your total credit limit is ₹1,00,000 and...

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