A strong credit score depends heavily on your credit utilisation ratio. This ratio compares your used credit with your total available limit. Keeping it under control shows lenders that you manage debt responsibly. Learn how to calculate it easily and take steps to reduce it by paying bills on time and keeping balances low. Smart credit habits can significantly improve your financial profile over time.
https://www.mymudra.com/blog/credit-utilisation-ratio
https://www.mymudra.com/blog/credit-utilisation-ratio
A strong credit score depends heavily on your credit utilisation ratio. This ratio compares your used credit with your total available limit. Keeping it under control shows lenders that you manage debt responsibly. Learn how to calculate it easily and take steps to reduce it by paying bills on time and keeping balances low. Smart credit habits can significantly improve your financial profile over time.
https://www.mymudra.com/blog/credit-utilisation-ratio
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